Fourth of July History, Fun Facts, Fireworks Information, and Safety Tips

July 4th is Independence Day, an American holiday that celebrates the adoption of the Declaration of the Independence on July 4th, 1776.  Did you know that the estimated population of the United States was 2.5 million people in July of 1776?  This July 4th, the estimated population of the U.S. is 313.9 million people.  Learn more fun facts and history about the fourth of July holiday at USA.gov.     You received this message because you are subscribed to e-mail updates from USA.gov. Subscriber Services: Manage Preferences | Delete Profile | Help If you have questions, contact us. Stay Connected to USA.GOV: Facebook  Twitter  YouTube  Our Blog This email was sent to mail4sbaloanbl@gmail.com from: USA.gov • General Services Administration • OCSIT • 1275 First Street NE • Washington DC 20417 • (800) 333-4636.

How to Find Government Help After a Disaster

If you've been affected by recent natural disasters, resources are available to help you recover from fire or flood damage.  Visit USA.gov for current disaster recovery information, like how to apply for disaster assistance, and information to help you recover and rebuild.   You received this message because you are subscribed to e-mail updates from USA.gov. Subscriber Services: Manage Preferences | Delete Profile | Help If you have questions, contact us. Stay Connected to USA.GOV: Facebook  Twitter  YouTube  Our Blog This email was sent to mail4sbaloanbl@gmail.com from: USA.gov • General Services Administration • OCSIT • 1275 First Street NE • Washington DC 20417 • (800) 333-4636.

Get Help With Your Finances - Order Your Free Copy of the Consumer Action Handbook

Having trouble viewing this email? View it as a Web page.   If you're feeling uncertain about your finances, the Consumer Action Handbook is the place to find answers to your questions about credit cards, bank accounts and managing debt. Learn to create a smart money management plan, get a handle on your finances, and successfully file a complaint with a company. You can order FREE copies of the Consumer Action Handbook and its Spanish-language counterpart, the Guia del Consumidor, or you can read the handbook online as a PDF. For more resources on helping your family cope with financial challenges, check out Help for Difficult Financial Times. You received this message because you are subscribed to e-mail updates from USA.gov. Subscriber Services: Manage Preferences | Delete Profile | Help If you have questions, contact us. Stay Connected to USA.GOV: Facebook  Twitter  YouTube  Our Blog This email was sent to mail4sbaloanbl@gmail.com from: USA.gov • General Services Administration • OCSIT • 1275 First Street NE • Washington DC 20417 • (800) 333-4636.

SBA June Newsletter - San Diego District Office

Having trouble viewing this email? View it as a Web page. June 2012 San Diego District Office Newsletter Brought to you by the U.S. Small Business Administration SBA Success Story Biotech Company Grows Faster with the Help of SBA Programs Hevré Le Calvez, Ph.D., Founder and CEO, of Abbiotec, LLC, a biotech company developing life science tools for the research market, started his business in 2007.  He was well prepared with a Ph.D. in Cellular Biology and Microbiology (1994) and several years of research and biotech experience, with companies such as The Burnham Institute, Active Motif, LLC and Abgent, Inc.  However, he decided he could use some help on the business side, so he sought guidance from SCORE - Counselors to America's Small Business. The counselors at SCORE helped him to set-up the business, provided training through a couple of financial workshops and assisted him in getting an SBA 7(a) loan for $413,000, from Seacoast Commerce Bank.  As an ongoing SCORE client, Le Calvez utilizes the wealth of business knowledge available through the counselors to help him successfully grow Abbiotec™. > Read more SBA Simplifies Online Disaster Loan Application Applying for disaster recovery assistance from the U.S. Small Business Administration just got easier thanks to revisions made to its electronic loan application, significantly reducing the number of screens an applicant must read while filling out the form.   "Our goal is to provide support for those rebuilding after a disaster, and we wanted to make the process more user-friendly," said SBA Administrator Karen G. Mills.  "Whether it's a hurricane, tornado, earthquake or devastating flood, the SBA can step in to help communities get back on their feet by providing access to both home and business recovery disaster loans.  To make the loan application process more streamlined and simplified, we have taken a different approach with the online applications.  This improvement will make those first steps toward recovery more convenient." The new online application is easier to read, and users will spend less time filling out the form. > Read more Event Photos Left to Right: Ruben Garcia, SBA District Director, San Diego; Congresswoman Susan Davis and Julie Talley, SBA Lead Economic Development Specialist, San Diego, at an annual congressional SBA district update meeting. Left to Right: Ruben Garcia, SBA District Director, San Diego; Gary Peterson, Pres./CEO, Gapcon.com and Jake Fishman, Senior Analyst, Gapcon.com at the Gapcon convention and conference in Mission Valley. Left to Right: Michael Camuñez, Assistant Secretary, U S Dept of Commerce; U S Ambassador to Mexico, Anthony Wayne; Ruben Garcia, SBA District Director, San Diego and Thomas Topuzes, Pres./CEO, Thomas Topuzes & Associates, LLC Ruben Garcia, SBA District Director, San Diego, with Lorise Maynard, Public Affairs (Left) and Emily Yanushka, Program Manager (Right), Small Contractor Outreach and Opportunities Program (SCOOP) San Diego County Water Authority at a SCOOP Committee Meeting. Note: After 18 years with the San Diego County Water Authority, Lorise Maynard is retiring, on June 29th. We wish her a very happy retirement! Left to Right: Jennifer Fairbanks, Loan Officer and Frank Mercardante, CEO, San Diego Private Bank; Maria Hughes, Lender Relations Specialist and Anthony Vigil, Deputy District Director, SBA San Diego; Michael Valenti, SVP-SBA Div. Mgr. and Brian McClendon, SVP-SBA Reg. Sales Mgr., San Diego Private Bank, and Ruben Garcia, District Director, SBA San Diego. Welcome San Diego Private Bank! Our newest SBA lender in San Diego County. Join us at the SBDC Grow Biz Conference and Small Business Awards Luncheon Friday, August 17, 2012, 8:00 a.m. - 1:30 p.m. DoubleTree Hotel - Mission Valley 7450 Hazard Center Drive San Diego, CA 92108 Register in advance $49/$69 at door (Includes the GrowBiz Workshop Track 8:00 a.m. - 11:30 a.m. and Luncheon 11:30 a.m. - 1:30 p.m.) Register at www.growmybiz.org or call 619-482-6388. Details coming soon. Free Disaster Preparedness Webinar July 10, 2012 What Are the Top Five Disaster Risks to Small Businesses? Tips on Mitigating Threats Shared at Free Webinar Hosted by SBA and Agility Recovery Small businesses are particularly vulnerable to losses caused by natural disaster, cyberattacks, and – on a smaller scale – structural failure due to random events like faulty sprinkler systems or localized fires. One of the first steps in creating a business continuity plan involves assessing risk.  Join Agility Recovery and the U.S. Small Business Administration in a live online discussion on Tuesday, July 10 to learn how to protect your business from the risks that could force you to close your doors for good.    SBA has partnered with Agility to offer business continuity strategies at its "PrepareMyBusiness" website. Visit www.preparemybusiness.org to access past webinars and get additional preparedness tips. The SBA provides disaster recovery assistance in the form of low-interest loans to homeowners, renters, private nonprofits and businesses of all sizes. To learn more, visit www.sba.gov/disaster. A presentation followed by a question and answer session. Tuesday, July 10, 2012 -- 11:00 a.m. to 12:00 p.m. PDT Space is limited. Register at https://www1.gotomeeting.com/register/528756816 Connect with us for news and resources Training Calendar Links SBA San Diego SCORE SBDC - Southwestern College SBDC - MiraCosta College SBDC - Imperial Valley PTAC Tuesday, July 17, 2012 Computer Security is Good Business Workshop Register Here August 23-25, 2012 V-Wise Conference for Women Veterans Register Here Recent SBA Lending Activity San Diego District Office Address: 550 West C Street Suite 550 San Diego, CA 92101-3500 Phone: 619-557-7250 or 619-727-4883 Fax: 619-557-5894 Web: www.sba.gov/ca/sandiego Email: sandiego@sba.gov San Diego District Office Directory Ruben Garcia, District Director Phone: 619-727-4880 email: ruben.garcia@sba.gov Anthony Vigil, Deputy District Director Phone: 619-727-4882 email: anthony.vigil@sba.gov Terrill Ashker, District Counsel Phone: 619-727-4881 email: terrill.ashker@sba.gov Mary Lake, Procurement Center Representative Phone: 619-727-4889 email: mary.lake@sba.gov Rosa Rodarte, Lead Business Opportunities Specialist Phone: 619-727-4877 email: rosa.rodarte@sba.gov Richard Blum, Business Opportunities Specialist/Veteran's Rep. Phone: 619-727-4872 email: richard.blum@sba.gov Carlos Liu, Business Opportunities Specialist Phone: 619-727-4877 email: chung.liu@sba.gov Kathleen Moran, Program Support Assistant/Receptionist Phone: 619-727-4883 email: kathleen.moran@sba.gov Juliane Talley, Lead Economic Development Specialist Phone: 619-727-4870 email: juliane.talley@sba.gov Cynthia Harris, Economic Development Specialist/Public Information Officer/Women's Rep./International Trade Officer Phone: 619-727-4884 email: cynthia.harris@sba.gov Maria Hughes, Lender Relations Specialist/Brand Manager/SBDC Technical Rep. Phone: 619-727-4871 email: maria.hughes@sba.gov Bonnie Valentine, Administrative Officer/Economic Development Specialist/Native American Rep. Phone: 619-727-4878 email: bonnie.valentine@sba.gov     SUBSCRIBER SERVICES: Manage Your Preferences  |  Unsubscribe  |  Help STAY CONNECTED: All SBA programs and services are provided on a nondiscriminatory basis | Reasonable accommodations will be made if requested at least two weeks in advance  This email was sent to mail4sbaloanbl@gmail.com by Small Business Administration · 409 3rd St, SW · Washington DC 20416 · 1-800-827-5722

Consejos para detectar y protegerse del fraude, en GobiernoUSA.gov

Sepa cómo reconocer las estafas más comunes     Muchos estafadores se aprovechan de las personas que atraviesan momentos personales difíciles o tienen necesidades económicas y que por estas circunstancias toman decisiones o riesgos que no tomarían normalmente. Visite nuestra página Detección de fraudes, estafas y robo de identidad (http://www.usa.gov/gobiernousa/Consumidor/Fraude.shtml) y aprenda a identificar y evitar las estafas, incluyendo el robo de identidad.  Este servicio es proporcionado en forma gratuita por GobiernoUSA.gov, el sitio web oficial del Gobierno de los Estados Unidos en español. Servicios del suscriptor: Cambiar preferencias | Cancelar suscripción | Ayuda ¿Tiene preguntas? Contáctenos. Conéctese con GobiernoUSA.gov: Facebook  Twitter  YouTube GobiernoUSA.gov · General Services Administration - FCIC · 1275 First Street, NE · Washington DC 20417

The Bankruptcy Process Explained

Having trouble viewing this email? View it as a Web page.   Declaring personal bankruptcy is often a last resort option for debt management. If you declare bankruptcy, you are granted a court order saying you don’t have to pay off certain debts. However, the effects of filing for bankruptcy are long-lasting. It stays on your credit report for 10 years and can make it hard to get a line of credit, buy a home, or sometimes even get a job. The U.S. Courts put together a video series explaining the bankruptcy process, the relief it offers and how to find legal help you might need. If you’re considering filing for bankruptcy, these videos could help you understand what’s involved. Learn more about what's involved in filing for bankruptcy. For more resources on helping your family cope with financial challenges, check out Help for Difficult Financial Times. You received this message because you are subscribed to e-mail updates from USA.gov. Subscriber Services: Manage Preferences | Delete Profile | Help If you have questions, contact us. Stay Connected to USA.GOV: Facebook  Twitter  YouTube  Our Blog This email was sent to mail4sbaloanbl@gmail.com from: USA.gov • General Services Administration • OCSIT • 1275 First Street NE • Washington DC 20417 • (800) 333-4636.