3 Steps You Can Take to Get Debt Under Control

Having trouble viewing this email? View it as a Web page.   There is no such thing as a quick and easy way to get out of debt, but there are realistic steps you can take to get debt under control. Develop a budget: Assess how much money you make and how much you spend. Writing down all your expenses is an easy way to get a realistic picture of where your money goes. Your goal should be to make sure you can pay for the essentials, like food and shelter, with enough left over to tackle your bills. Contact your creditors: If you’re having trouble making payments, you may be able to work out a modified payment plan with your creditors. Let them know right away if you’re struggling before the accounts get turned over to debt collectors. If your accounts do get turned over to debt collectors, this video from the Federal Trade Commission can help you understand your rights. Look into debt relief services: Credit counseling could help you set up a plan to pay off your debts. Even though many credit counseling groups are nonprofits, their services aren’t necessarily free. Get more tips for managing your debt. For more resources on helping your family cope with financial challenges, check out Help for Difficult Financial Times. You received this message because you are subscribed to e-mail updates from USA.gov. Subscriber Services: Manage Preferences | Delete Profile | Help If you have questions, contact us. Stay Connected to USA.GOV: Facebook  Twitter  YouTube  Our Blog This email was sent to mail4sbaloanbl@gmail.com from: USA.gov • General Services Administration • OCSIT • 1275 First Street NE • Washington DC 20417 • (800) 333-4636.